Apply for your VA Loan
Apply by Phone
To apply for your VA loan on a home located in South Carolina call (843) 769-7772.
Apply Online
You can apply for your VA loan online.
Welcome to
VA Mortgage Loan Services for South Carolina Veterans
Buying or refinancing a home is one of the most important and largest financial transactions most individuals will make in their life time. The purpose of this website is to prepare you the veteran to make an intelligent and informed decision when you purchase or refinance a home for you and your family.
The more you know about the VA Home Loan Program, the more you will realize how little red tape there really is in getting a VA loan. A veteran mortgage often requires no down payment and frequently offers lower interest rates than ordinarily available.
SCVALoan.com is owned by a private company specializing in VA financing in South Carolina, and is not a government agency.
Remember, the Veterans Administration does not make VA home loans. The VA insures the VA loan that we can assist you in getting. Let us help you get a VA insured mortgage loan at the lowest possible interest rate in SC.
VA Loan Benefits
- Equal opportunity.
- No downpayment (unless required by the lender or the purchase price is more than the reasonable value of the property).
- Buyer informed of reasonable value.
- Negotiable interest rate.
- Ability to finance the VA funding fee (plus reduced funding fees with a downpayment of at least 5% and exemption for veterans receiving VA compensation).
- Closing costs are comparable with other financing types (and may be lower).
- No mortgage insurance premiums.
- Right to prepay without penalty.
- For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
- VA assistance to veteran borrowers in default due to temporary financial difficulty.
- An assumable mortgage.
