Buying a home is one of the biggest and most important decisions you will ever make and South Carolina is a wonderful place to live.

We want to make the VA Loan process as easy as possible. Whether you are a first-time homebuyer or are experienced with the process, we’re here to make this home buying experience great.

A VA Loan for Your New Home in SC

Just Follow These Simple Steps

1 Obtain your Certificate of Eligibility. If you don’t already have your Certificate of Eligibility we are happy to help you get one.

2 Get pre-approved for your VA home loan. Knowing that your VA mortgage loan and credit report are already approved will let you look for your new home with confidence. Also, a pre-approval lets the seller know that your offer is solid and that you’re a serious buyer.

VA Loan Benefits

Equal opportunity. No downpayment (unless required by the lender or the purchase price is more than the reasonable value of the property). Buyer informed of reasonable value. Negotiable interest rate. Ability to finance the VA funding fee (plus reduced funding fees with a downpayment of at least 5% and exemption for veterans receiving VA compensation). Closing costs are comparable with other financing types (and may be lower). No mortgage insurance premiums. An assumable mortgage. Right to prepay without penalty. For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder. VA assistance to veteran borrowers in default due to temporary financial difficulty.